What you need to know about the HMOs that are in your state
The next time you call your local health insurer, ask them about HMO coverage in your area.If you’re a family health plan, ask if you qualify for a deductible, which will be $3,000 per person for those over 65 and $4,000 for those under 65.If your insurer covers maternity care, ask what the monthly limit…